Privacy Policy
This Privacy Policy describes how Clover Business Lending ("we," "us") collects, uses, and shares information when you use our website and services.
Information we collect
- Information you provide: name, business name, contact details, and information shared when you book a call or correspond with us.
- Automatically collected: device, browser, and usage data via cookies and similar technologies. We use cookies and similar technologies to keep the site working, remember your preferences, and understand how the site is used so we can improve it. You can control cookies through your browser settings, though disabling some may affect how the site functions.
- From third parties: information from funding partners or service providers as part of evaluating options. This may include business or identity verification details and information you authorize us to obtain in connection with reviewing your options.
How we use information
- To review your funding options and connect you with potential funding partners.
- To communicate with you, respond to inquiries, and schedule calls.
- To operate, secure, and improve our website and services.
- To comply with legal obligations.
How we share information
We may share information with funding partners, service providers, and as required by law. Categories of recipients may include funding partners and lenders, payment and verification providers, hosting and IT vendors, analytics and marketing providers, and professional advisors, as well as authorities or others where required by law or to protect our rights. We do not sell your personal information for monetary payment. Some sharing with advertising or analytics partners may be considered a "sale" or "sharing" under certain state privacy laws; where those laws apply, you can opt out by contacting us using the details below.
Credit inquiries
Checking your options is a soft inquiry that does not affect your credit score. If you choose to proceed with an offer, a hard credit inquiry and additional documentation may be required, which you will be informed of in advance.
Your choices and rights
Depending on where you live, you may have rights to access, correct, or delete your information, or to opt out of certain processing. To exercise these rights, contact us using the details in the Contact section below. We may need to verify your identity before acting on a request and will respond within the timeframe required by applicable law. You may also have the right to appeal a decision or to contact a relevant regulator.
Data retention & security
We keep personal information only as long as needed for the purposes described in this policy or as required by law, after which we delete or de-identify it. We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure.
Contact
Questions about this policy: support@cloverbusinesslending.com
We may update this policy; material changes will be posted here.