Simple funding, built for operators

Find business capital that fits your cash flow—not the other way around.

Request options in minutes. Get a fast review, compare programs, and move forward when the terms make sense. Many requests begin with no hard credit pull up front.

Fast1–2 minute request
ClearSimple next steps
FlexibleMultiple funding paths

Meeting minimum criteria doesn’t guarantee approval. Additional underwriting guidelines apply and some industries may be restricted.

Get a fast estimate

1–2 minutes
How it works
Fast review
Often same/next business day
Multiple programs
LOC, term, revenue-based
Transparent
See key terms before you sign

A healthier funding fit

Compare programs, pick terms, and keep your cash flow steady.

Request Review Options Fund
Programs choose a path

Funding options that match how you run your business

Pick from flexible programs designed for working capital, growth, and cash-flow stability.

Business Line of Credit

Keep a revolving cushion available. Draw what you need, when you need it—great for timing expenses and smoothing cash flow.

Term Financing

A lump sum for bigger moves—inventory, equipment, staffing, or expansion—with structured payments for planning.

Revenue-Based Funding

Repayment that can align with sales performance—useful for seasonal operations and focused growth pushes.

Process clear steps

How it works

A straightforward flow from request to funding—with transparency at every step.

1

Share the basics

Tell us what you’re looking to accomplish and the high-level business details—no long forms to start.

2

Quick review

We consider the overall profile—business performance, consistency, and fit—not just a single number.

3

Compare options

If approved, review program choices and key terms. Move forward only when it’s the right fit.

Basics quick qualifiers

Basic requirements

Minimums help set expectations—final approval depends on underwriting and program fit.

6+ months
time in business
$150k+
annual revenue
Business
checking account
500+
personal FICO® (typical)

Meeting minimum criteria does not guarantee approval. Additional underwriting guidelines apply, and some industries may be restricted.

Ready? check your options

See what you qualify for—without the runaround.

Start at the top and submit the basics. We’ll guide you to best-fit programs and next steps.

FAQ quick answers

Frequently asked questions

A few common questions businesses ask before they submit.

Will checking options impact my credit score?

Reviewing potential options typically does not require a hard credit pull up front. A hard inquiry may be used later if you choose to move forward with an offer.

How quickly can funding happen?

Timelines vary by product and profile. Many approved businesses can receive funds within 24–72 hours after final approval and acceptance.

What documents are usually needed?

Commonly requested items include a government-issued ID, recent business bank statements, and basic business details. Additional documentation may be requested during review.

Are there prepayment penalties?

Prepayment terms depend on the specific product and offer. You’ll see applicable fees and any early payoff details clearly disclosed before you sign.

Clover Business Lending

© Clover Business Lending. All rights reserved. Financing is subject to approval. Not available in all states or for all industries.

Have questions?
support@cloverbusinesslending.com
Mon–Fri 9:00am–6:00pm PT